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Financial Accounting & Management

Guaranteed Funeral Deposits of Canada

The only not-for-profit organization dedicated to growing your pre-need business. GFD was created by the bereavement sector to serve the bereavement sector and is committed to being the premiere provider of pre-need sales support, funding products, marketing services and industry leading reporting to enhance business growth for its membership. For more information please call 1-800-268-2466 or email

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Legacy Private Trust

At Legacy Private Trust we have over 190 years of combined experience administering trusts and estates and are an approved trustee under the Funeral, Burial and Cremation Services Act to administer Care & Maintenance and Monument Trusts and Preneed Pooled Trusts for cemeteries and funeral homes. In addition, we also offer Executor Support Services to clients of funeral homes who need assistance acting as executor. We are a small, independent trust company focussed primarily on highly personalized service found nowhere else.

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RK & Associates


CIBC Trust Corporation

With over 100-years of cemetery trust management experience and over $800-million in cemetery trust assets, CIBC Trust has the capability, experience and flexibility to offer our professional turnkey management services to registered Cemeteries who under the Funeral, Burial and Cremation Services Act, require a Trustee to act in a Fiduciary role to manage the assets of the Trust. Our unique Turnkey cemetery management program combines our robust Trust capabilities with CIBC Wood Gundy’s cemetery trust investment management program to deliver a customized care-free solution that provides day-to-day oversight, investment management and regulatory reporting requirements.

CIBC Wood Gundy

Our approach to cemetery trust management was specifically designed to meet the unique needs of cemetery and funeral professional with the aim of delivering sustainable income and stable capital appreciation while minimizing risk with enhance downside protection. Leveraging CIBC’s extensive in-house experience and capabilities, we combine the strengths of CIBC Wood Gundy and CIBC Trust to deliver a turnkey solution that provides a carefree and fully integrated cemetery trust management program. RK & Associates, our specialized Portfolio Management team has a vast experience assisting boards and committee’s in drafting investment policies that adhere to the relevant regulatory framework while optimizing their investment assets to more effectively meet their cash flow targets and obligations of care and maintenance.

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K & H Wealth Advisory have recently partnered with ScotiaMcLeod and Scotiatrust resulting in a unique platform to serve our valued cemetery trust clients. Andreas and John have spent the last 7 years focused on delivering practical financial services to help cemeteries in the low interest rate environment. With twelve cemetery clients and over $40 million in cemetery funds under management, our team can help boards and management teams structure their investment assets to produce significantly higher income and long term capital growth. The partnering of Scotiatrust and K & H Wealth Advisory offers trust administration and investment services in a comprehensive day-to-day solution.

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